If you need a loan, 13 easy Finance broker will help you find it.

Information about some of the most common types of loans our clients apply for is included below.

A sum of money borrowed from a financial institution or bank to purchase a house. Home loans consist of an adjustable or fixed interest rate and payment terms.

To qualify as a first home buyer, you must be purchasing the first home you or your spouse have owned or co-owned in Australia

Loan refinancing refers to the process of taking out a new loan to pay off one or more outstanding loans. Borrowers usually refinance in order to receive lower interest rates or to otherwise reduce their repayment amount.

An investment property is real estate property purchased with the intention of earning a return on the investment either through rental income, the future resale of the property, or both.

Having the upgrades rolled into the cost will mean an even larger amount that you have to pay interest on. This means that even if you find you have enough money to pay off the upgrade portion of your mortgage, you will still end up paying the loan originator extra money.

An auto lease is a financial arrangement that enables an individual to obtain a vehicle for use without paying for it entirely. They get access to the vehicle for a certain term (usually two to five years) and then return the vehicle at the end of that period, sometimes with an option to buy it outright.

The broker determines an appropriate loan amount, loan-to-value ratio, and the borrower’s ideal loan type, then submits the loan to a lender for approval.

It can refer to a country’s fiscal approach to consolidate corporate debt or Government debt.

A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank.

Investment loans are the type of home loan that someone takes out to buy an investment property. It is a mortgage solution for p2p investing those who want to buy a property and rent it out to receive income from it, but can’t afford to buy the property without a loan.